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]]> Thu, 15 Jul 2010 14:39:09 -0700 admin on Alternative Ways to Fund Your Small Business http://www.babeofbusiness.com/forum/funding-and-raising-capital/alternative-ways-to-fund-your-small-business/#p16 Funding and Raising Capital http://www.babeofbusiness.com/forum/funding-and-raising-capital/alternative-ways-to-fund-your-small-business/#p16 Peer-to-peer lending (also known as P2P lending, person-to-person lending and social lending): According to Wikipedia, peer-to-peer lending is “the name given to a certain breed of financial transaction which occurs directly between individuals ("peers") without the participation of a traditional financial institution.” Peer-to-peer lending has been met by some bumps in the road – namely the big one called the SEC. Registration is now required, but that only goes to lend credibility to those participating in the lending process. Because of the stricter regulations, some P2P lending sites have closed. One to definitely check out is Lending Club. According to Business Week, “Since it started as a Facebook application in May 2007, Lending Club has made more than $33 million in loans, and has turned down loan requests equaling nearly nine times that amount.” That’s a pretty good track record built on sound lending practices. Others include 40billion.com, Pertuity Direct and Prosper.com (not currently accepting new lender or borrowers registrations while it completes the SEC approval process). Crowdfunding (also known as crowdfinancing): I love the power and wisdom of the crowds. And I love it even more when it means pooling resources to help fellow entrepreneurs. Derived from the term crowdsourcing (from Jeff Howe’s blog appropriately entitled Crowdsourcing: “Crowdsourcing is the act of taking a job traditionally performed by a designated agent (usually an employee) and outsourcing it to an undefined, generally large group of people in the form of an open call.”), I first heard about this concept last year when speaking with a fellow community guru. Wikipedia defines crowdfunding as “an approach to raising the capital required for a new project or enterprise by appealing to large numbers of ordinary people for small donations.” There is usually a minimum required to ‘donate’ (invest) in a product or service, and in turn you bear some of the risks and potential rewards – as do all other ‘donors’ (investors in a sense). Crowdfunding sites worth checking out include KickStarter.com, Spot.us, A and Fundable. Here are a few other great resources on this alternative means of financing: Crowdfunding FYI and Crowd-Funding. I don’t believe the SEC has stepped in on crowdfunding – yet. But there is a need for it to be regulated, to prevent scams and protect those involved in the programs. So my best advice is to be vigilant, cautious and do your homework. ]]> Sun, 30 Aug 2009 09:17:52 -0700 CooperRichard on Do you have a business plan? http://www.babeofbusiness.com/forum/business- planning/do-you-have-a-business-plan/#p15 Business Planning http://www.babeofbusiness.com/forum/business- planning/do-you-have-a-business-plan/#p15

BizPlan said:

Yes. I have a business plan, but need some help on the financials. I have no clue how to prepare these. Help!

 

I was in the same boat till I found experienced business professionals who not only helped me but were great as experienced Business Coaches. They offered so many benefits with successful strategies, how to deal with obstacles and starting problems, how to access businesses for sales, how to prepare a business plan and will also solve the myths of easy business financing. Check out: http://www.businessforsmarties.com for more info.


]]> Thu, 14 May 2009 13:51:01 -0700 amzolt on The Tipping Point http://www.babeofbusiness.com/forum/viral-marketing-and-advertising/the-tipping-point/#p14 Viral Marketing and Advertising http://www.babeofbusiness.com/forum/viral-marketing-and-advertising/the-tipping-point/#p14

Joe L said:

Malcolm Gladwell's book, The Tipping Point, is a great book...

Absolutely!!

Definitive and Critically Important!!!

]]> Sat, 04 Apr 2009 13:27:22 -0700 admin on The Tipping Point http://www.babeofbusiness.com/forum/viral-marketing-and-advertising/the-tipping-point/#p9 Viral Marketing and Advertising http://www.babeofbusiness.com/forum/viral-marketing-and-advertising/the-tipping-point/#p9 ]]> Tue, 24 Feb 2009 19:09:54 -0700 Joe L on The Tipping Point http://www.babeofbusiness.com/forum/viral-marketing-and-advertising/the-tipping-point/#p8 Viral Marketing and Advertising http://www.babeofbusiness.com/forum/viral-marketing-and-advertising/the-tipping-point/#p8 Malcolm Gladwell's book, The Tipping Point, is a great book on this forum's focus.  He explores viral marketing, word-of-mouth, "connectors," mavens, salesmen, and "stickiness," among other things that contribute to a product's "tipping point."

]]> Tue, 24 Feb 2009 15:06:49 -0700 admin on Welcome to the forum! http://www.babeofbusiness.com/forum/new-member-introductions/welcome-to-the-forum/#p7 New Member Introductions http://www.babeofbusiness.com/forum/new-member-introductions/welcome-to-the-forum/#p7 Thanks for registering... Love online businesses. ;-)
Crystal ]]> Mon, 23 Feb 2009 15:50:35 -0700 BizPlan on Do you have a business plan? http://www.babeofbusiness.com/forum/business- planning/do-you-have-a-business-plan/#p6 Business Planning http://www.babeofbusiness.com/forum/business- planning/do-you-have-a-business-plan/#p6 Yes. I have a business plan, but need some help on the financials. I have no clue how to prepare these. Help!

]]> Mon, 23 Feb 2009 15:48:05 -0700 JeremyChase on Welcome to the forum! http://www.babeofbusiness.com/forum/new-member-introductions/welcome-to-the-forum/#p5 New Member Introductions http://www.babeofbusiness.com/forum/new-member-introductions/welcome-to-the-forum/#p5 Hi Crystal!


My name is Jeremy.. I used to work with Crystal and I blog and generally like the idea of online business.. hi hi :)


Jeremy

]]> Mon, 23 Feb 2009 15:39:00 -0700 admin on Location of Your Home Office http://www.babeofbusiness.com/forum/home-based-businesses/location-of-your-home-office/#p4 Home-Based Businesses http://www.babeofbusiness.com/forum/home-based-businesses/location-of-your-home-office/#p4 Where is your home office located?  Do you have a separate room?  Is it in the den?  Or on your kitchen table?

]]> Sun, 22 Feb 2009 14:39:26 -0700 admin on Do you have a business plan? http://www.babeofbusiness.com/forum/business- planning/do-you-have-a-business-plan/#p3 Business Planning http://www.babeofbusiness.com/forum/business- planning/do-you-have-a-business-plan/#p3 I'm interested in hearing how many fellow entrepreneurs have a written business plan.  When did you last update it and how often do you reference it?

]]> Sun, 22 Feb 2009 14:29:56 -0700 admin on Welcome to the forum! http://www.babeofbusiness.com/forum/new-member-introductions/welcome-to-the-forum/#p2 New Member Introductions http://www.babeofbusiness.com/forum/new-member-introductions/welcome-to-the-forum/#p2 Hey there!

My name is Crystal - the Chief Blogging Babe here on BoB.  I'm glad that you found the forum and encourage you to introduce yourself and get to know some of the other entrepreneurs.  We have a lot to learn from one another...

Enjoy!

Crystal

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